Apex Adjusting Group -

Evelyn Sineneng

When my beautiful Spanish Mediterranean property situated at a corner lot in Silicon Valley was burning, I felt very helpless because the fire continued to engulf the garage and crossed the open air patio and continued to burn the main house. I cried with no tears, watching my savings "go up in smoke", and around me, stood contractors who wanted to talk to me to offer their rebuilding services, cleaning service guys who offered to board up the doors and windows and install a fence for skyrocketing fees for a victim at a perfect time and place, and handed me a contract with small prints which was unreadable without my reading glasses. What a perfect victim I was, as I firmly stood emotionless, right in front of the burning house, watching firefighters doing their heroic deeds. There were others offering their services at a time I was in front of a catastrophe, losing my property and losing my saved-up precious investment. I did not need to have all those guys around me. I needed someone who can clarify my mind and help me, someone who will help me understand that it is not the end of the world for me, most important, is someone who can help me deal with the insurance adjuster, who is on the payroll of the insurance company and will be "helpful" to me, but will NOT work in my best interest. Such is the person to look for, and that is a public adjuster. I did not know at that time, that there is a public adjuster who can work and help me recover all I am entitled to recover under the insurance policy. I did not have to be under the mercy of an insurance adjuster, after all, she is also expected to do her job well. I also spoke to another other public adjuster but I did not feel the compassion I needed during that catastrophic time until I was able to gather the courage to research, and I found Apex Public Adjusters Company. Jonathan Kobz promptly returned my call and met him in person at my property, which still smelled smoke from the fire. He offered me the following day a simply written legal contract for his services, none of the "gobblygook" legal words and explained it to me, line-by-line. I knew at that moment that I will be in good hands and that Jonathan can and will help me go through this ordeal, and he did. He communicated with the insurance adjuster immediately and started to negotiate, on my behalf, all the terms I was entitled to, under the insurance policy. That unimaginable ordeal became a smooth period, Jonathan communicated with me every step of the way, and relieved me of that unexplainable stress and finished with the very satisfactory checks from the insurance company. Now, the most difficult part is almost over, and Jonathan was able to get the amount which will totally replace the losses caused by the fire. He was also able to convince the insurance company that they should also pay for the rents that I lost from the paying tenants. So I was essentially "sitting pretty" because the insurance company also paid for the rent I would have received from the tenants, a "plus" which I would probably not receive, BUT FOR my public adjuster, Jonathan Kobz of Apex Public Adjusting Company..... this was honestly written by Evelyn Sineneng-Smith, JD,

Edward Marin

Jonathon with Apex came in when we thought we were out of luck. They took our embarrassing insurance offer and settled for a lot more than what we had expected. Jonathon, walked us through like a pro but someone that can truly lead us to victory. I highly recommend to anyone battling insurance claims!

Tyler Townsley

We just completed our first and (hopefully) last agreement with Apex Adjusting. We had a house fire and initially got a check for $26,000 to fix the house which was not nearly enough. I went online, started calling a bunch of Public Adjusters and came across Apex. I talked to Jonathan and decided we'd give him a try. He was absolutely amazing. It was a very smooth process, he handled everything (which is something you want/need when you've never gone through anything like this before) and lone behold, he was able to get us not $50,000, not $100,000 but $160,000 total which was unbelievable. He earned the fee he charges and then some! Thank you so much Jonathan for your time and efforts and helping us walk away with over $120,000 more than we had originally been quoted! Highly recommend reaching out to him if you need a public adjuster!

Mack Block

"Apex Adjusting, and especially Johnathan, provided outstanding support for our claim. His professionalism and dedication were impeccable."

Aman Kathuria

Jonathan and Apex Adjusting Group are just amazing! Below is our situation and how he helped us in securing the appropriate claim funds from Insurance:

We had a water damage in our property from one of the appliance in Dec 2022. Since this was the first time, we really had no idea on what to expect on the claim process from Insurance. When we started speaking to Contractors, almost all of them mentioned that Insurance will likely try to lowball their offer for settlement. So that's when we looked around and hired Jonathan/Apex Adjusting Group to represent us in this process.

Jonathan is very professional and set up the expectations clear from Day 1. He inspected the damage, prepared a detailed damage report and negotiated with Insurance Company for almost 7 months before they finally agreed to release the appropriate funds needed to restore our property to the pre-loss state. This was certainly not easy since the Insurance adjusters were unresponsive, unprofessional and tried to lowball us throughout. Jonathan continued to stay on top of them and called them out on everything that was not as per the Insurance law. The months of persistence paid off and Insurance company finally agreed to settle.

I recommend them 200% and if you're in a similar boat, just call them first thing. Dealing with property damage and insurance is so overwhelming and I can't believe how relieved we have been after having Jonathan on our side. He's a Hero!

Mitzi Rasmussen

I cannot say enough about Jonathan Kobz. He was recommended to me when I hit a major road block with an insurance claim for storm damage to my home. He secured a full settlement with the insurance claim. Always provided quick responses to questions/concerns with any issues in the process. Jonathan is your guy if you need help with a homeowners insurance claim. Thank you again Jonathan!

Anthony Villalba

Jonathan was great to work with. I did not know how to navigate a big insurance loss claim, but Jonathan took the time to explain every step. He fought feverishly on my behalf to ensure my insurance paid for everything that was covered. In the end he was able to recover double what insurance initially offered! It is because of his hard work that I have enough to rebuild my fire damaged nightclub. If you are in need of a public adjuster, Apex Adjusting is second to none.

Katie Schwarz

If you require assistance navigating. Through the process of damages to your home this proof is who to call. Jonathan was referred to me by A vendor who was working with me. After? I had a kitchen fire in my home. The daunting and overwhelming process was nothing short of confusing and scary. My homeowners insurance seemed like they were working with me and for me initially but all of a sudden. When it came. Time? To talk about repair cost things became strange and difficult. It was then I had to call and get some assistance Jonathan. What's quick to return my phone call and work with me on getting everything? I deserved? In regards to what need to be repaired? For my? Home. And the contents? Which I lost he took over absolutely everything and left it to him in his capable hands. I no longer had to make any phone calls please. Or clarifying questions he walked me through the process of restoration and also lock the through the process of dealing with the insurance companies who would rather stall out. Customers and wait for them to cave in rather than paying for the damages. Jonathan. Truly worked for me and with me and got me way more money than I could have ever done by myself with the homeowners insurance. He was quick to answer questions was explicit and had great command of the situation. I just can't say enough about the piece of mind he brought to me during this very difficult time. Don't hesitate at all get assistance and go with this group. Not. Only Are? They fair they have a passion for Justice and getting with the homeowner deserves. I am so grateful.