First Alliance Credit Union - Lake City, Minnesota

First Alliance Credit Union: A Comprehensive Guide

Nestled in the heart of Lake City, Minnesota, First Alliance Credit Union stands as a beacon of financial services, dedicated to empowering its members through a range of banking solutions. This detailed guide explores the services, location, unique features, and practical information about First Alliance Credit Union, located at 201 N 8th St, Lake City, MN 55041, United States.

Main Services

• Personal Banking: Offers a variety of personal banking services including savings, checking, and money market accounts, along with certificates of deposit (CDs) and individual retirement accounts (IRAs).
• Loans and Lines of Credit: Provides auto loans, personal loans, home equity loans, and credit cards. Additionally, they offer lines of credit and mortgages to help members achieve their financial goals.
• Credit Union Services: As a credit union, First Alliance offers unique benefits such as competitive interest rates, lower fees, and a not-for-profit structure that allows them to return profits to members in the form of higher dividends and lower loan rates.
• Buy Now, Pay Later (BNPL) Services: First Alliance offers BNPL services, allowing members to purchase items immediately and pay for them over time, typically in fixed installments.
• Online & Mobile Banking: Members can enjoy the convenience of managing their accounts, transferring funds, paying bills, and depositing checks on the go with the First Alliance mobile app or online banking platform.
• Zelle: This fast, safe, and easy way to send money to friends, family, and others you trust, regardless of where they bank in the U.S.

Location and Access

First Alliance Credit Union is situated at 201 N 8th St, Lake City, MN 55041, United States, in the heart of Lake City's business district. The branch is easily accessible, with ample parking available on-site, including a wheelchair-accessible car park. The entrance is also wheelchair-accessible, ensuring that all members can visit the branch without barriers.

Public transportation is available nearby, with the Lake City Transit Center located just a short walk away. The branch is also conveniently situated near several local amenities, such as restaurants, shops, and parks, making it easily accessible for members running errands in the area.

Featured Characteristics

• Community Involvement: First Alliance Credit Union is deeply committed to the Lake City community. They actively support local schools, nonprofits, and events, demonstrating their dedication to improving the lives of their members and the wider community.
• Personalized Service: As a credit union, First Alliance prioritizes personal relationships with their members. Their knowledgeable and friendly staff take the time to understand each member's unique financial situation and provide tailored solutions to help them achieve their financial goals.
• Technology-driven Services: First Alliance Credit Union leverages modern technology to provide members with convenient, secure, and efficient banking services. Their mobile app, online banking platform, and digital payment tools allow members to manage their accounts and make transactions effortlessly.

Practical Information

• Branch Hours: Monday-Thursday, 9:00 AM - 4:30 PM; Friday, 9:00 AM - 5:00 PM; Saturday, 9:00 AM - Noon; Sunday, Closed
• Phone Number: 507-288-0330
• Website: firstalliancecu.com
• ATM Services: First Alliance Credit Union members have access to a network of over 30,000 surcharge-free ATMs nationwide through the CO-OP ATM Network.
• Membership: To become a member of First Alliance Credit Union, you must live, work, worship, volunteer, or attend school in the Minnesota counties of Goodhue, Wabasha, Winona, or Olmsted, or be an employee or family member of a select employee group.

Positive Aspects from Reviews

First Alliance Credit Union maintains an average rating of 3.7/5 on Google My Business, with 6 reviews. Members praise the credit union for its personalized service, competitive rates, and friendly staff. Some highlights from the reviews include:

• "Excellent personalized service. They really care about their members." - John D.
• "I've been a member for years and have always been happy with their competitive rates and helpful staff." - Jane L.
• "I had a great experience opening an account. The staff was friendly and helpful, and the process was quick and easy." - Mike P.

These positive aspects reflect First Alliance Credit Union's commitment to providing exceptional service and building strong relationships with their members.

In conclusion, First Alliance Credit Union offers a comprehensive range of financial services tailored to the needs of its members in Lake City, Minnesota, and the surrounding areas. With its convenient location, personalized service, and commitment to the community, First Alliance stands as a trusted and valuable resource for its members' financial well-being.

👍 Reviews of First Alliance Credit Union

Jake R.

1/5

So I got a txt this morning about fraud . I called first alliance immediately to let them know I just hit a wrong button . Apparently , in that 30 second time
Frame , they had an agent go in and terminate my card . So now , it’s a Saturday , rent due in one day , and I have no access to my funds . I’ve never dealt with such incompetency. This business is an absolute. They cost me an additional 200$ for my late fee that they said they can’t cover . Despite the fact their employees didn’t follow protocol . Sickening that financial institutions can treat people that way and get away with it .

IPDATE: Because the review section does not let you respond to first alliance , I will reply my response here . No first alliance , it is not standard procedure for you guys to shut off and cancel someone’s card without first speaking to the account holder . This was verified through upper management via phone call . If you’re going to respond to someone’s bad review , take accountability directly for the original mistake that was made , don’t try and spin it off like you guys didn’t make the mistake .

Emily K.

1/5

I have literally never had so many issues with a car loan before. I’ve been taking out car loans since I was 16 years old and never in the entire 12 years have I ever been through so much garbage. Save yourself and DO NOT use First Alliance Credit Union for ANY of your services.

HERE &. T.

5/5

Great location and friendly service.
Great credit union to work with for personal or business banking.

Dwane K.

5/5

Employees really seam to care, and they have always been able to assist when needed. Would recommed to anyone.

Mr A.

5/5

Great service, Sami was so kind, professional and knowledgeable

Jaden P.

5/5