L&N Federal Credit Union - London, Kentucky

L&N Federal Credit Union: Comprehensive Guide

Nestled at 120 Wendon Way, London, KY 40741, United States, L&N Federal Credit Union (L&N FCU) has been serving its community with a range of financial services since its inception. This comprehensive guide delves into the main services, location, unique features, practical information, and customer reviews of this esteemed federal credit union.

Main Services

• Personal Banking: L&N FCU offers a variety of personal banking services tailored to meet individual needs. These include:
• Checking Accounts: Free and interest-bearing checking accounts with various features.
• Savings Accounts: Regular savings, holiday club, and youth savings accounts.
• Certificates of Deposit (CDs): Term CDs and IRA CDs with competitive rates.
• Loans: L&N FCU provides a range of loan options to cater to different financial needs:
• Mortgages: Home purchase, refinance, and home equity loans.
• Auto Loans: New and used vehicle loans.
• Personal Loans: Unsecured and secured personal loans for various purposes.
• Credit Cards: Visa credit cards with competitive rates and rewards.
• Business Services: L&N FCU offers business banking services, including business checking, savings, loans, and credit cards, to help businesses thrive.
• Online and Mobile Banking: L&N FCU provides 24/7 access to accounts through online and mobile banking, including bill pay, eStatements, and mobile deposit.

Location and Access

L&N FCU's London branch is conveniently located in the South London neighborhood, offering easy access to residents and businesses in the area. The branch is situated near major roads, including US-25 and US-127, making it easily accessible by car. Public transportation is also available, with the London-Florence Transit Center located approximately 2.5 miles away.

For those with mobility challenges, L&N FCU's London branch provides a wheelchair-accessible entrance and parking area. The drive-through facility also ensures convenient banking services without leaving the car.

Featured Characteristics

• ATM Services: L&N FCU offers surcharge-free ATM access at over 30,000 locations nationwide through the CO-OP Network.
• Financial Education: The credit union provides financial education resources, including seminars, webinars, and online resources, to help members make informed financial decisions.
• Community Involvement: L&N FCU is actively involved in the local community, supporting various causes and organizations through sponsorships, donations, and employee volunteering.
• Not-for-Profit Structure: As a not-for-profit financial cooperative, L&N FCU returns profits to its members in the form of lower fees, higher dividends, and better rates.

Practical Information

• Address: 120 Wendon Way, London, KY 40741, United States
• Phone: 800-292-2905
• Website: lnfcu.com
• Hours of Operation:
  • Lobby: Monday-Thursday, 9:00 AM - 5:00 PM; Friday, 9:00 AM - 6:00 PM
  • Drive-through: Monday-Thursday, 8:30 AM - 5:30 PM; Friday, 8:30 AM - 6:00 PM
  • Saturday: 9:00 AM - 12:00 PM (Lobby and Drive-through)

Customer Reviews and Positive Aspects

L&N FCU has an impressive average rating of 4.6/5 on Google My Business, with 20 reviews highlighting the credit union's exceptional customer service and commitment to member satisfaction. Some of the positive aspects mentioned in the reviews include:

• Friendly and helpful staff: Many reviewers commended the professional and friendly demeanor of L&N FCU's employees, stating that they are always willing to assist and answer questions.
• Secure and reliable banking services: Several reviewers praised L&N FCU for its robust security measures and prompt attention to account safety.
• Competitive rates and fees: Some reviewers mentioned that L&N FCU offers competitive rates and lower fees compared to traditional banks, making it an attractive option for their financial needs.
• Community support: A few reviewers appreciated L&N FCU's involvement in the local community and its commitment to supporting various causes and organizations.

In conclusion, L&N Federal Credit Union offers a comprehensive range of financial services, backed by exceptional customer service and a commitment to member satisfaction. With its convenient location, unique features, and positive customer reviews, L&N FCU is an excellent choice for personal and business banking needs in the London, KY area.

👍 Reviews of L&N Federal Credit Union

Minnie D.

5/5

Absolutely love banking at L&N. Friendly staff and always willing to help in anyway they can. Always on top of your account to see it is secure. Highly recommend this bank .

Veronica V.

5/5

It is a great bank and the men and women who all work there are very nice. It's the only bank I've ever dealt with and I don't plan on changing that.

Jesse M.

1/5

Pathetic interest rates even when you have good credit. Horrible internal communication if you have problems, never using them again.

Jeanette G.

5/5

I've banked with L&N for many years now. The staff is friendly and helpful with their clients. I've never had any issues that weren't resolved. I give L&N 5⭐⭐⭐⭐⭐

Angel M.

5/5

Best banking experience, and they do everything to protect you from theft.

Christopher P.

5/5

Really awesome bank! You couldn't ask for better people bank with the staff is top notch.

Beverly W.

4/5

Very good experience this time, very helpful and nice

Doug B.

4/5

Great place to do your banking