Frank David Firestone: Primerica - Financial Services - Niceville, Florida

Frank David Firestone: Primerica - Financial Services – A Comprehensive Overview

For individuals seeking comprehensive financial planning and life insurance solutions, Frank David Firestone, operating through Primerica – Financial Services, presents a noteworthy option. Located at 111 Bailey Dr #1, Niceville, FL 32578, United States, and reachable at 8506371905, this firm offers personalized services focused on building wealth and securing futures. The Primerica network, of which Mr. Firestone is a part, is a significant player in the direct-to-consumer financial services industry, emphasizing education and empowerment. This detailed overview will delve into the specifics of Frank David Firestone’s operation, highlighting his specialties, the services offered, the company’s structure, accessibility features and the current standing based on available online information.

About Frank David Firestone and Primerica

Frank David Firestone functions as a Financial Consultant and operates as a Life Insurance Agency within the Primerica framework. Primerica itself is a multi-level marketing (MLM) company that employs a network of independent representatives who sell financial products, primarily insurance and investment products, directly to consumers. It’s crucial to understand the structure of Primerica; representatives earn income through a combination of commissions on sales and recruitment bonuses, creating a potentially rewarding but also demanding business model. Mr. Firestone's role is to guide individuals through these products, helping them assess their needs and develop tailored strategies.

Services Offered

Mr. Firestone’s core services revolve around:

• Financial Planning: This encompasses retirement planning, college savings plans (like the Primerica Scholar Savings Plan), estate planning, and general wealth management strategies. He assists clients in setting financial goals and creating actionable plans to achieve them.
• Life Insurance: Primerica is a significant provider of life insurance policies. Mr. Firestone can help clients determine the appropriate level of coverage, considering factors like income replacement, family protection, and legacy planning. They offer a variety of policy types including term life, whole life, and universal life insurance.
• Investment Products: Through Primerica, clients have access to a range of investment options, including mutual funds and variable annuities. Mr. Firestone provides guidance on asset allocation and risk management within these investments.
• Business Opportunity: As a Primerica representative, Mr. Firestone also offers the opportunity to become a Premier and build a team of their own, earning additional income through recruitment.

It’s important for potential clients to thoroughly understand the compensation structure of Primerica representatives and the fees associated with the products offered.

Location and Accessibility

The office is situated at 111 Bailey Dr #1, Niceville, FL 32578. The firm prioritizes accessibility for all clients, offering:

• Wheelchair-accessible car park: Ensuring ease of access for individuals with mobility challenges.
• Wheelchair-accessible entrance: Facilitating entry into the office.
• Toilet facilities: Providing essential amenities for visitors.
• Appointments recommended: Allowing for personalized attention and dedicated planning time.

Contacting Mr. Firestone at 8506371905 to schedule an appointment is strongly advised to discuss specific financial needs.

Online Presence and Reviews

Currently, Frank David Firestone’s Primerica – Financial Services has 0 reviews on Google My Business. This lack of reviews suggests a relatively new or recently inactive business profile. Despite this, the Primerica website (reps.primerica.com) offers extensive resources and information about Primerica’s products and services. Potential clients can explore investment options, learn about financial planning strategies, and understand the Primerica business model. The website directs to Jimmy Cooper, indicating a shared network and potentially collaborative efforts within Primerica.

Overall Assessment and Considerations

Frank David Firestone, operating through Primerica, offers a platform for individuals seeking financial advice, insurance coverage, and potential wealth-building opportunities. However, prospective clients should approach this arrangement with careful consideration. The MLM structure of Primerica can present unique challenges and rewards. It is vital to conduct thorough due diligence, including researching the representative’s experience, understanding the product fees and potential conflicts of interest, and seeking independent financial advice before making any decisions. The absence of online reviews necessitates a proactive approach to gathering information and assessing the representative’s suitability. While the firm demonstrates commitment to accessibility, the lack of client testimonials should be viewed as a factor to be addressed during the consultation process. Further investigation into Mr. Firestone’s credentials and Primerica's overall reputation is highly recommended.

Disclaimer: This information is for general informational purposes only and does not constitute financial advice. Consult with a qualified financial advisor before making any financial decisions.